Bank of America ATM Payday Loans Review

1 reviews

Organization owner?

2060 S Broadway, Santa Maria, CA 93454, USA

+1 (844) 401-8500

Thursday

Open 24 hours

Friday

Open 24 hours

Saturday

Open 24 hours

Sunday

Open 24 hours

Monday

Open 24 hours

Tuesday

Open 24 hours

Wednesday

Open 24 hours

What people think about Bank of America ATM?

Below you read some of the testimonials of our customers.

Bank of America ATM seems credible. Applied twice. The first payday loan approved was small – $500, but next time the limit was increased to $900. Closed the loan early. The managers were friendly, they gave fast answers to all my questions. No troubles. But their interest rates are average.

Hester Grady DDS

I want to say Many Thanks to the team of Bank of America ATM. They offer immediate solution to any sudden money problems. Love them for their same day decision. Applied for a loan and got accepted although my credit was poor. I will certainly use this service if I need money in the future.

Ms. Cathrine Klein

Important

The previous three items charactirize a specific lending service. But below you can read common information about payday loans.

Payday Loans in Santa Maria, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans in Santa Maria, Texas is are simple to access. The interest rate is specific for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are lenders who may be willing to give you a payday loan even if you have a bad credit rating. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.