Welcome to Our Online Loan Referral Service

4.4 7 reviews

400 Dutton Ave, Santa Rosa, CA 95407, USA
+1 (707) 524-3033
www.exchangebank.com
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1995-10-10

Mailing Address

Company Name

Contact Data

Feedback about Exchange Bank?

Here you grapple with the reviews of our clients.

Not the first time I use Exchange Bank. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It assists a lot when cash is urgently needed.

Dr. Dawn Oberbrunner

I'm not ashamed to borrow money from Exchange Bank, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Prof. Dixie Beatty

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Alden Russel

Pay Attention

Further there will be given the details about not a definite lending company. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Santa Rosa, Texas

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Problem-free financial products are known as payday loans in Santa Rosa, tx. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Exchange Bank help issue a payday loan in Santa Rosa, Texas?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The transfer will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to issue a loan in Santa Rosa, Texas. They assess many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Santa Rosa, California

MoneyGram

1013 Truman St., San Fernando, CA 91340, USA

+1 (818) 365-3228

locations.moneygram.com

Montana Capital Car Title Loans

4030B International Blvd #19, Oakland, CA 94601, USA

+1 (510) 281-5810

montanacapital.com

Patelco Credit Union

1105 Veterans Blvd, Redwood City, CA 94063, USA

+1 (800) 358-8228

www.patelco.org

California Bank & Trust

1200 S Diamond Bar Blvd, Diamond Bar, CA 91765, USA

+1 (909) 861-9664

calbanktrust.com

OneWest Bank

1001 N San Fernando Blvd Suite 150, Burbank, CA 91504, USA

+1 (818) 525-3760

www.onewestbank.com

Technology Credit Union

333 W El Camino Real, Sunnyvale, CA 94087, USA

+1 (800) 553-0880

www.techcu.com

Consumer Credit Counseling Services

Live Oak, CA 95953, USA

+1 (530) 695-2131

www.consumercredit.com

U.S. Bank Branch

2207 Francisco Dr, El Dorado Hills, CA 95762, USA

+1 (916) 939-5362

locations.usbank.com

Union Bank

800 E Florida Ave, Hemet, CA 92543, USA

+1 (951) 766-6666

blw.unionbank.com

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