Welcome to Our Online Loan Referral Service

3.7 7 reviews

775 Tucker Rd, Tehachapi, CA 93561, USA
+1 (661) 823-9942
altaone.org
Thursday
10AM–4PM
Friday
10AM–4PM
Saturday
10AM–1PM
Sunday
Closed
Monday
10AM–4PM
Tuesday
10AM–4PM
Wednesday
10AM–4PM

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Feedback about Alta One Federal Credit Union?

Here you see the reviews of our customers.

Thanks to Alta One Federal Credit Union for assisting when money is emergenctly needed. I have been applying to this company for more than one year and everything is always honest, without hidden fees.

Mrs. Heidi Baumbach I

I got into one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Alta One Federal Credit Union in Tehachapi seemed to me the most reliable.

Alessia Cummerata

I addressed Alta One Federal Credit Union. Everything was done fast. Only pleasant impressions remained!

Carlee Crooks

Only an ID is needed to submit an application. Was on a business trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Lavon Champlin

Pay Attention

Above-defined info provides the details about a definite lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Tehachapi, California

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Problem-free financial products are known as payday loans in Tehachapi, ca. They are taken out at individual interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Alta One Federal Credit Union help take out a payday loan in Tehachapi, California?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be transfered to account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% deny the request when lenders in Tehachapi, ca will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

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