What people think about American Premium Finance?
Below you find some of the reviews of our customers.
Applied for a payday loan second time. Got rejected! No idea for what reason! No clarification. Tricky service.
Kelly Smith
This company is a fraud. I will never use again. $30 goes towards loan and you keep $80 for interest.
Dr. Mackenzie Mayer DDS
Wasted too much efforts with this organization. They charge sky high rates! Illegit service
Audra White DDS
Crazy interest rate. Had to pay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Client service was unsatisfactory too. The lady on the phone was very racist. Not recommended. Better consider another loan provider.
Prof. Kiana Cole I
Interest too high. People usually take cash advances because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their rates a little…
Mrs. Lola Daugherty III
I was approved for $600 for a period of 1 week. In the end, I had to repay twice as much with all the fees charged.
Prince Christiansen
Important
Now you can see general features of payday loans.
Payday Loans in Aurora, New York
A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
It is simple and speedy to get approved for payday loans in Aurora, New York. The APR will be set individually for each person and will depend on the personal data the applicant provided.
APR
25% small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a bad credit score an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your opportunities and repay your loan commitments punctually.
To get accepted for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.
APR Calculator
Other Payday Lenders in Aurora, Illinois
Mariner Finance
601 S Main St, Pinckneyville, IL 62274, USA
+1 (618) 357-2121
www.marinerfinance.com
Samantha K Brown - Mortgage Banker - Heartland Bank
405 N Hershey Rd, Bloomington, IL 61704, USA
+1 (309) 664-8945
www.hbtbank.com
State Bank of St Jacob
102 W 4th St, St Jacob, IL 62281, USA
+1 (618) 644-5555
www.statebankofstjacob.com
Vibrant Credit Union ATM
323 N Gilbert St, Danville, IL 61832, USA
+1 (800) 323-5109
vibrantcreditunion.org
Rock Valley Credit Union
1201 Clifford Ave, Loves Park, IL 61111, USA
+1 (815) 282-0300
rockvalleycreditunion.org
