Domain Info
Created Date
2009-07-14
Mailing Address
IL, United States
Company Name
Contact Data
What people think about CIBM Bank?
Below you find some of the testimonials of our customers.
Robin was very friendly and helpful as I setup my new Money Market account.
Prof. Ashtyn Lebsack
CIBM truly offers world-class banking with a hometown feel.
Celia Moore
CIBM was an immense help in refinancing our home.
Amanda Purdy
Pay Attention
Below you can review general information about payday loans and their common characteristics.
Payday Loans in Champaign, Illinois
A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Online payday loans can be the easiest solution to your short-term financial troubles in Champaign , Illinois because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the company's policy.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to individuals with a bad credit history. Payday loan approvals depend very much on other aspects. They will pay attention to your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.
To get approved for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your payday loan.
APR Calculator
Other Payday Lenders in Champaign, Illinois
Prairie State Bank & Trust
1361 Toronto Rd, Springfield, IL 62712, USA
+1 (217) 786-2509
www.psbank.net
Edward Jones - Financial Advisor: Jay Turnbull
2404 W Jefferson St A, Springfield, IL 62702, USA
+1 (217) 787-1710
www.edwardjones.com
Armed Forces Bank ATM
400 NTC NEX, 2120 Sampson St, Great Lakes, IL 60088, USA
+1 (888) 929-2265
www.afbank.com
BOS Staunton Banking Center
417 W North St, Staunton, IL 62088, USA
+1 (618) 635-5100
www.bankwithbos.com
Farmington Community Bank
147 E Fort St, Farmington, IL 61531, USA
+1 (309) 245-2446
www.hometownbanks.com
