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4.5 2 reviews

147 E Fort St, Farmington, IL 61531, USA
+1 (309) 245-2446
www.hometownbanks.com
Thursday
8:30AM–4:30PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM

Domain Info

Created Date

2000-02-04

Mailing Address

721 W JACKSON ST, MORTON, IL, 61550-1537, United States

Company Name

MORTON COMMUNITY BANK

MORTON COMMUNITY BANK

Contact Data

[email protected]

+1.3092665337

+1.231231234

Feedback about Farmington Community Bank?

Here you read the reviews of our customers.

High interest rate. When paying back a debt, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.

Flavie Hackett MD

I contacted Farmington Community Bank 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Cristian Cassin

I borrowed $300 for several days. When the cash advance was returned, they applied a great commissions, I had to pay almost $400.

Laura Lebsack III

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a loan for 16 days. As a result, I paid $850 with all the commissions.

Dr. Adriana Keeling

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Farmington, New York

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Farmington, New York is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates a borrower will get.

APR

25% small loan cap

How will Farmington Community Bank help take out a loan in Farmington, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to consider the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Farmington, New York. They rate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

APR Calculator

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