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What people think about J&P Check Cashing?
Below you see some of the testimonials of our clients.
I needed $400 to buy a suit for a party. The only solution was to apply for a payday loan. Found a lot of loan providers on the Internet. J&P Check Cashing seemed the most honest company in Chicago Heights.
Miss Vivianne Osinski
J&P Check Cashing rescued me in a difficult time. They approved me for a cash advance although I had credit problems. The process was easy and fast. I wanna say thanks for their professional client support service and reasonable rates. I will surely recommend this online lender to my relatives and friends.
Electa Steuber
Important
Now you can review general features of payday loans.
Payday Loans in Chicago Heights, Illinois
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Online payday loans can be the easiest solution to your sudden financial issues in Chicago Heights , Illinois because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the company's policy.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a bad credit score. Payday loan approvals depend very much on specific factors. They will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Chicago Heights, Illinois
Central Illinois Loans Inc
114 W Market St # 1, Havana, IL 62644, USA
+1 (309) 543-2450
centralillinoisloans.com
The First National Bank of Ottawa
701 La Salle St, Ottawa, IL 61350, USA
+1 (815) 434-0044
www.firstottawa.com
First Mid Bank & Trust Lawrenceville
909 12th St, Lawrenceville, IL 62439, USA
+1 (618) 943-6500
www.firstmid.com
First Mid Bank & Trust Bloomington
2306 E Washington St, Bloomington, IL 61704, USA
+1 (309) 664-6789
www.firstmid.com
First Mid Bank & Trust Arcola
249 W Springfield Rd, Arcola, IL 61910, USA
+1 (217) 268-5700
www.firstmid.com
