Welcome to Our Online Loan Referral Service

5 reviews

200 N Macon St, Latham, IL 62543, USA
+1 (217) 674-3302

Feedback about State Bank of Latham?

Here you read the reviews of our customers.

I took out a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Mr. Otis Streich

100% sleeky service. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Anya Blanda

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the charges.

Dr. Felicity Feest Sr.

Pay Attention

Above there are details about a definite lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Latham, New York

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Latham, New York is taken out simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more reasonable rates a customer will get.

APR

25% small loan cap

How will State Bank of Latham help issue a loan in Latham, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Latham, New York. They assess many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Latham, Illinois

Mercantile Bank

5211 Broadway St, Quincy, IL 62305, USA

+1 (217) 223-7300

www.mercantilebk.com

Great Lakes Credit Union

18130 Pulaski Rd, Country Club Hills, IL 60478, USA

+1 (800) 982-7850

www.glcu.org

Short Term Loans, L.L.C.

158 N Randall Rd, Lake in the Hills, IL 60156, USA

+1 (847) 458-3672

www.shorttermloans.com

Edward Jones - Financial Advisor

1204 Oak St, Mt Carmel, IL 62863, USA

www.edwardjones.com

Heights Finance Corporation

1128 Columbus St, Ottawa, IL 61350, USA

+1 (815) 433-6406

www.heightsfinance.com

Deerfield Bank & Trust

660 Deerfield Rd, Deerfield, IL 60015, USA

+1 (847) 945-8660

www.deerfieldbank.com

BMO Harris Bank

860 Northwest Hwy, Fox River Grove, IL 60021, USA

+1 (847) 639-5008

branches.bmoharris.com

First Financial Bank

401 W Main St, Salem, IL 62881, USA

+1 (618) 548-2265

first-online.bank

First Financial Bank

421 S Gilbert St, Danville, IL 61832, USA

+1 (217) 477-4510

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