Welcome to Our Online Loan Referral Service

3.3 3 reviews

12 W Main St, Oakland, IL 61943, USA
+1 (217) 346-2114
www.ffbt.com
Saturday
Closed
Sunday
Closed
Monday
9AM–1PM
Tuesday
9AM–1PM
Wednesday
9AM–1PM
Thursday
9AM–1PM
Friday
9AM–1PM

Domain Info

Created Date

1999-02-07

Mailing Address

123 N JEFFERSON ST, CONVERSE, IN, 46919-2124, United States

Company Name

First Farmers Bank and Trust

First Farmers Bank and Trust

Contact Data

[email protected]

+1.7653953316

Feedback about First Farmers Bank and Trust?

Here you get acquainted with the reviews of our clients.

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Era Jerde DVM

I suffered one situation. I urgently needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. First Farmers Bank and Trust in Oakland seemed to me the most reliable.

Mrs. Ozella Bosco

I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Luther Cormier

Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in Oakland, Rhode Island

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Oakland, Rhode Island is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a borrower will get.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will First Farmers Bank and Trust help take out a loan in Oakland, Rhode Island?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor considered by financial institutions is called as bad credit history. But this obstacle is not implied as the only one by lenders to issue a cash advance. The lender review many aspects such as financial capabilities to approve the form. Cash advance in Oakland, Rhode Island may help improve your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

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Pawn King

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+1 (217) 425-1000

pawnkingloansmore.com

First Mid Bank & Trust Decatur Route 36

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First Mid Bank & Trust Champaign Crossing

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+1 (217) 866-0356

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Alliance Community Bank

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Associated Bank

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+1 (217) 835-4384

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Heights Finance Corporation

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+1 (815) 231-0055

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Table Grove State Bank

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+1 (309) 758-5244

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