Welcome to Our Online Loan Referral Service

4.5 10 reviews

300 W Washington St, Pontiac, IL 61764, USA
+1 (815) 844-6155
www.bankofpontiac.com
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1997-05-01

Mailing Address

Company Name

Contact Data

What people think about Bank of Pontiac?

Below you see some of the opinions of our clients.

They have geat service.

Mr. Monte Roob II

I am just shocked that a local bank would do this!!

Dr. Greg Gerlach DDS

Important

Above there is information about a precise lender. Below you can read common aspects of payday loans.

Payday Loans in Pontiac, Michigan

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans may seem like an easy and fast solution to a short-term problem in Pontiac, Michigan. Loans from payday lenders can get you funds same day. Your APR will depend on several factors.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit history an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your means and pay back your loan commitments in a timely manner.

To get accepted for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Pontiac, Illinois

1st Community Bank

1803 SE 3rd St, Aledo, IL 61231, USA

+1 (309) 582-3531

www.1stcommunitybanks.com

First National Bank of Omaha - Commercial, Mortgage, Wealth Office

839 N Perryville Rd Suite 101, Rockford, IL 61107, USA

www.fnbo.com

Edward Jones - Financial Advisor: Michael J Turner, CFP®

127 S Schrader St, Havana, IL 62644, USA

+1 (309) 543-2114

www.edwardjones.com

Midland States Bank

302 W Mazon Ave, Dwight, IL 60420, USA

+1 (815) 584-1890

www.midlandsb.com

Edward Jones - Financial Advisor: John F Cahill, AAMS®

245 W Roosevelt Rd Suite 137, West Chicago, IL 60185, USA

+1 (630) 231-6303

www.edwardjones.com

KCT Credit Union

121 S McLean Blvd suite a, South Elgin, IL 60177, USA

+1 (847) 741-3344

www.kctcu.org

PNC Bank

202 E Washington St, Bloomington, IL 61701, USA

+1 (309) 823-3100

apps.pnc.com

Self-Help Federal Credit Union

4811 W Cermak Rd, Cicero, IL 60804, USA

+1 (877) 369-2828

www.self-helpfcu.org

Heartland Bank and Trust Company

116 S Main St, Mackinaw, IL 61755, USA

+1 (309) 359-3121

hbtbank.com

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