Welcome to Our Online Loan Referral Service

5 5 reviews

801 Grand Ave, Des Moines, IA 50309, USA
+1 (515) 246-0141
www.bankofthewest.com
Thursday
9:30AM–4PM
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St, Omaha, NE, 68154-5247, United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

[email protected]

+1.4029185727

Feedback about Bank of the West?

Here you read the reviews of our customers.

Not the first time I use Bank of the West. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It helps a lot when money is urgently needed.

Tyshawn Kemmer

I trusted Bank of the West when it was necessary to get a small loan. I filled in an application quickly. No issues.

Camryn Sawayn

I contacted Bank of the West. Everything was done fast. Only pleasant impressions remained!

Mr. Lew Sawayn Sr.

I took out a payday loan when I had problems with money. There was no other way out. I looked out this site on the Internet, among others. Has applied several services. One denied, the other issued at too high a interest rate, but here it was approved as I wanted.

Aliza Koelpin Jr.

I had an unpleasant situation in my life. I urgently needed extra money. This company helped out me a lot. They approved the required loan amount. I solved all my problems. I recommend the company to all my acquaintances.

Chadd Huel

Pay Attention

Lending companies are shown in the first three points. Below info defines shared information about payday loans.

Payday Loans in Des Moines, Iowa

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Des Moines, Iowa is issued easily and quickly. The interest rate is specified depending on the category of the client: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Bank of the West help issue a payday loan in Des Moines, Iowa?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Payday lenders in Des Moines, ia consider this circumstance not a drawback to take out a loan. The client of a cash advance should be prepared to objectively assess financial capabilities, issue a loan, pay back the debt on time and not only cope with current problems, but enhance the credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

West Bank

125 Grand Ave, West Des Moines, IA 50265, USA

+1 (515) 222-2384

www.westbankstrong.com

Edward Jones - Financial Advisor: Larry M Kelch

1233 Ave H, Fort Madison, IA 52627, USA

+1 (319) 372-8001

www.edwardjones.com

Dubuque Bank and Trust

2196 Holliday Dr, Dubuque, IA 52002, USA

+1 (563) 587-3900

www.dubuquebank.com

Principal Financial Group

11683 Virginia St, New Virginia, IA 50210, USA

+1 (641) 466-3385

www.principal.com

Edward Jones - Financial Advisor: John K Stookesberry

110 S Madison St, Bloomfield, IA 52537, USA

+1 (641) 664-2044

www.edwardjones.com

Veridian Credit Union

1 W Charles St Suite 1, Oelwein, IA 50662, USA

+1 (800) 235-3228

www.veridiancu.org

United Bank of Iowa

600 Head St, Churdan, IA 50050, USA

+1 (515) 389-3222

www.unitedbk.bank

Collins Community Credit Union

1005 Blairs Ferry Rd NE, Cedar Rapids, IA 52402, USA

+1 (800) 475-1150

www.collinscu.org

West Iowa Bank

418 E Call St, Algona, IA 50511, USA

+1 (515) 295-7600

www.westiowabank.com

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