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4.7 3 reviews

206 N Pennsylvania Ave, Ness City, KS 67560, USA
+1 (785) 798-3347
www.fsbnesscity.com
Thursday
8AM–3PM
Friday
8AM–3PM
Saturday
Closed
Sunday
Closed
Monday
8AM–3PM
Tuesday
8AM–3PM
Wednesday
8AM–3PM

Domain Info

Created Date

2009-04-30

Mailing Address

KS, United States

Company Name

First State Bank

First State Bank

Contact Data

Feedback about The First State Bank?

Here you get acquainted with the feedback of our clients.

I trusted The First State Bank when it was necessary to get a payday loan. I submitted an application quickly. No problems.

Karen Brakus

The money are deposited to my bank account. I pay off through my account. The payment is efficient and fast. Pay on time and there will be no problems.

Mr. Jennings Kling DVM

I submit an application very often. I am pleased with the terms. There is online round the clock service.

Antonetta Prosacco

Pay Attention

Above there are details about a exact lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Ness City, Kansas

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Ness City, Kansas are issued hassle-free. The interest rate depends on the client's person-related data: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will The First State Bank help issue a loan in Ness City, Kansas?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are taken out around the clock. The transfer will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Ness City, ks will assess other aspects like solvency and approve a loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Ness City, Kansas

Fidelity Bank - Cherry Creek

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+1 (316) 265-2261

www.fidelitybank.com

Farmers & Merchants State Bank

119 Weda St, Longford, KS 67458, USA

+1 (785) 388-2227

Bank of the West

2123 N Maize Rd, Wichita, KS 67212, USA

+1 (316) 729-7999

www.bankofthewest.com

Central Bank

900 E Main St, Gardner, KS 66030, USA

+1 (913) 856-1077

www.centralbank.net

Kaw Valley State Bank

739 Main St, Eudora, KS 66025, USA

+1 (785) 542-4200

www.kawvalleystatebank.com

Lyons Federal Bank

200 East Ave S, Lyons, KS 67554, USA

+1 (620) 257-2316

lyonsfed.com

ACE Cash Express

7904 E Harry St, Wichita, KS 67207, USA

+1 (316) 612-9201

www.acecashexpress.com

Bank Midwest (Mortgage Office)

316 W Cloud St, Salina, KS 67401, USA

+1 (785) 825-2100

www.bankmw.com

LoanSmart

1716 E Central Ave, Wichita, KS 67214, USA

+1 (316) 262-8500

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