World Finance Payday Loans Review

3 4 reviews

Loan agency in Columbia, Kentucky

Organization owner?

940 Jamestown St, Columbia, KY 42728, USA

+1 (270) 384-2155

www.loansbyworld.com

Saturday

9AM–12PM

Sunday

Closed

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST, GREENVILLE, SC, 29607-2532, United States

Company Name

World Acceptance Corporation

Contact Data

[email protected]

864-298-9800

+1.9999999999

What people think about World Finance?

Below you see some of the opinions of our clients.

Crazy interest rate. Had to pay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Customer support was terrible too. The lady in the chat was very impolite. Not happy. Better consider another service.

Violette Jerde

Applied for a loan second time. Got denied! No idea for what reason! No explanation. Fishy company.

Anthony O'Reilly

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Columbia, Connecticut

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Columbia, Connecticut. Loans from payday lenders can get you cash quickly. Your APR will depend on several factors.

APR

12$ small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to clients with a poor credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.