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5 reviews
Loan agency in Gramercy, Louisiana

101 N Millet Ave, Gramercy, LA 70052, USA
+1 (225) 869-4300
www.stjamescredit.com
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

2019-03-25

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, Switzerland

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about St. James Credit, LLC?

Here you grapple with the feedback of our customers.

I have a problem with paying back a loan at another service. It is inconvenient to borrow from friends. Therefore, I decided to address St. James Credit, LLC. They really helped.

Dr. Seth Pouros

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Paxton Bernier

Pay Attention

Above-shown info provides the details about a certain lending company. Below-shown info is devoted to common information about payday loans.

Payday Loans in Gramercy, Louisiana

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Gramercy, Louisiana is taken out simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more favorable rates a customer will get.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will St. James Credit, LLC help issue a payday loan in Gramercy, Louisiana?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to review the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Gramercy, la will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Gramercy, Louisiana

Advance America

3453 Nelson Rd, Lake Charles, LA 70605, USA

+1 (337) 474-6412

www.advanceamerica.net

1st Franklin Financial

1317 MacArthur Dr, Alexandria, LA 71301, USA

+1 (318) 443-6367

locations.1ffc.com

Union Financial Services Inc

1240 Washington St, Natchitoches, LA 71457, USA

+1 (318) 352-0900

American Cash Advance

3007, 13413 US-90 suite g, Boutte, LA 70039, USA

+1 (985) 785-0778

www.americancashadvance.net

Walmart Money Center

Harvey, LA 70058, USA

www.walmart.com

Advance America

610 N Canal Blvd Suite #11, Thibodaux, LA 70301, USA

+1 (985) 447-5427

www.advanceamerica.net

Feliciana Finance Co Inc

12231 Jackson St, Clinton, LA 70722, USA

+1 (225) 683-8933

Washington State Bank

3371 Oscar Rivette Rd, Leonville, LA 70551, USA

+1 (337) 879-3070

www.wsbankla.com

Check Into Cash

7150 LA-1 Ste D, Mansura, LA 71350, USA

+1 (318) 253-0663

local.checkintocash.com

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