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Created Date
2000-03-23
Mailing Address
Company Name
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What people think about Home Bank?
Below you find some of the opinions of our clients.
A good payday lender. The company quickly processed my application. Had funds in my account the same day. If you need some extra cash urgently, this is the best lender, I’m telling you!
Grace Quitzon
Recently I urgently needed $900 to pay for a gender party. I filled out an application form via the website of Home Bank. I entered the basic personal data. No phone calls. The desired loan was approved within 10 minutes. The money was sent to my bank account the same day. My favourite website!
Dr. Jairo Toy
The process was as easy as possible, speedy. No surety needed. Thank you a lot. Love their 24/7 customer support. No issues. Would apply again.
Leo Welch
I took out for a $1,000 loan when I needed money after car accident. There simply was no other way out. I came across this website on the Internet. Other lender charged VERY HIGH rates. One lender denied me, another approved me for a smaller amount but here it got as much as I wanted.
Mr. Ernesto Yost
I am a loyal customer of Home Bank. It is very simple to apply online. The APR was affordable. Their representatives always respond in a timely manner.
Duane Kuhlman IV
Easy application. I only needed an ID and a bank account. Very quick approval. The first time I was approved for $600 only. Hope the available amount will be more next time. Interest rate is fair. Repaid the loan . If necessary, the term can be also extended.
Dr. Sylvester Wunsch V
Important
Below you can review general information about payday loans and their common characteristics.
Payday Loans in Lafayette, New Jersey
A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans in Lafayette, New Jersey is are simple to access. The interest rate is specific for each borrower and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
30% usury cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a bad credit history an increased opportunity to get approved for short-term loans. A payday loan may be the only loan available for some people to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your opportunities and pay back your loan commitments in a timely manner.
To get approved for a loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Lafayette, Louisiana
World Finance
223 Tunica Village Ln, Marksville, LA 71351, USA
+1 (318) 253-4980
www.loansbyworld.com
