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5 12 reviews
Loan agency in Lake Charles

1700 E Prien Lake Rd Suite 7, Lake Charles, LA 70601, USA
+1 (337) 480-6920
locations.1ffc.com
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–1:30PM

Domain Info

Created Date

1996-12-10

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about 1st Franklin Financial?

Here you see the reviews of our clients.

Very friendly staff always willing to help you get the money you need!

Jed Harris

The office and all employees were very nice and welcoming!

Dr. Jarvis Abernathy Jr.

Outstanding service.

Mr. Kennedi Breitenberg

Pay Attention

Lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Lake Charles, Louisiana

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is simple and fast to issue payday loans in Lake Charles, Louisiana. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will 1st Franklin Financial help issue a loan in Lake Charles, Louisiana?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Lake Charles, Louisiana. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Lake Charles, Louisiana

Hancock Whitney Bank

2130 Gause Blvd W, Slidell, LA 70460, USA

+1 (800) 448-8812

www.hancockwhitney.com

Gator Loans

403 Louisville Ave, Monroe, LA 71201, USA

+1 (318) 325-0191

premiumloans.xyz

Essential Federal Credit Union

6725 Siegen Ln k, Baton Rouge, LA 70809, USA

+1 (888) 369-2207

Delta Payday

5100 Westbank Expy #1, Marrero, LA 70072, USA

+1 (504) 371-8817

www.flexiblefinanceloans.com

JD Bank

609 Main St, Mamou, LA 70554, USA

+1 (337) 468-5274

www.jdbank.com

First Heritage Credit Opelousas LA

5825 Interstate 49 South Service Rd, Opelousas, LA 70570, USA

Capital One Bank

137 Royal St, New Orleans, LA 70130, USA

+1 (504) 533-3586

locations.capitalone.com

Community Bank of Louisiana

4008 Benton Rd, Bossier City, LA 71111, USA

+1 (318) 742-1717

www.communitybankofla.bank

Walmart Money Center

Slidell, LA 70460, USA

+1 (985) 690-0123

www.walmart.com

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