What people think about Paycheck Loans?
Below you get acquainted with some of the reviews of our clients.
Last week I needed $1000 to cover car repair bills. I decided to apply via Paycheck Loans. They only approved me for $500 but the process itself was transparent, and their rates were reasonable.
Van Heathcote
The process was effortless, speedy. No collateral needed. Thank you so much. Love their 24/7 customer support. No complaints. Would use again.
Genevieve Mann III
Paycheck Loans seems trustworthy. At least they have no hidden fees. This was the only company that approved me for a payday loan.
Elenora Jenkins
Paycheck Loans rescued me in a hopeless time. They approved me for a loan although I had credit problems. The process was easy and fast. I appreciate their competent client support service and reasonable rates. I will surely recommend this online lender to my relatives and friends.
Cordell Gerlach
I needed $600 to buy a birthday gift. The only way out was to apply for a payday loan. Found a lot of loan providers on the Internet. Paycheck Loans is the most reliable company in Ruston.
Itzel Kassulke MD
Pay Attention
Above there is information about a exact loan provider. Below you can see common aspects of payday loans.
Payday Loans in Ruston, Louisiana
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Cash advance loans may turn out an easy and fast solution to a short-term problem in Ruston, Louisiana. Loans from payday lenders can get you money quickly. Your interest rate will depend on several factors.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a poor credit rating an increased chance to get accepted for payday loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments without delays.
To get accepted for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the loan even before applying.
APR Calculator
Other Payday Lenders in Ruston, Louisiana
Advance America
610 N Canal Blvd Suite #11, Thibodaux, LA 70301, USA
+1 (985) 447-5427
www.advanceamerica.net
Barksdale Federal Credit Union
3500 Jackson St, Alexandria, LA 71303, USA
+1 (318) 427-1284
www.bfcu.org
Advance America
1002 Jefferson Terrace Ste E, New Iberia, LA 70560, USA
+1 (337) 369-9223
www.advanceamerica.net
Hancock Whitney Bank
34830 LA-16, Denham Springs, LA 70706, USA
+1 (800) 448-8812
www.hancockwhitney.com
