Welcome to Our Online Loan Referral Service

3.7 3 reviews

17420 N Laurel Park Dr Ste 110E, Livonia, MI 48152, USA
+1 (734) 462-5400
www.lmcu.org
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
9AM–1PM

Domain Info

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Feedback about Lake Michigan Credit Union Livonia Mortgage Office?

Here you read the feedback of our clients.

I issued $300 for several days. When the funds were returned, they applied a huge commissions, I had to pay almost $400.

Warren O'Conner

I issued only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Prof. Abel Rolfson

I tried to borrow money from Lake Michigan Credit Union Livonia Mortgage Office. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Verona Erdman

Sky-scraper interest rate. When paying off a loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another site.

Cristina Dach

I tried to borrow money from Lake Michigan Credit Union Livonia Mortgage Office. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Tevin Runte

I took out cash advance from Lake Michigan Credit Union Livonia Mortgage Office 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller amount.

Rhiannon Morar MD

I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Margot Farrell

Pay Attention

Payday lenders are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in Livonia, New York

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Payday loans in Livonia, New York are issued easily. The interest percentage depends on the borrower's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates lenders offer.

APR

25% small loan cap

How will Lake Michigan Credit Union Livonia Mortgage Office help take out a loan in Livonia, New York?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The payday loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Livonia, New York. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

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Bank of America ATM

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