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What people think about First State Bank?
Below you read some of the opinions of our customers.
I applied for the first payday loan in my life, was approved immediately despite the fact that I had bad credit. I repaid it early. Love this lender for their reasonable rates. Other lenders in my state charge sky high interest!
Leora Littel
A good payday lender. These guys quickly processed my application. Had money in my account the same day. If you need some extra cash urgently, this is the best place to apply, I’m telling you!
Geo Turner
Online application. I only entered an ID and a bank account. Same day processing. The first time I was approved for $500 only. Hope the available amount will increase next time. Interest rate is average. Paid off the loan even before the due date. If you have difficulties, the term can be also extended.
Rene Donnelly
Important
The previous three items charactirize a specific lender. But below you can find general details about payday loans.
Payday Loans in Macomb, Michigan
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.
Online payday loans can be the easiest solution to your sudden financial troubles in Macomb , Michigan because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.
APR
369% APR*
Max Loan
600
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to consumers with a bad credit history. Payday loan approvals depend very much on specific aspects. They will pay attention to your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a cash advance, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.
APR Calculator
Other Payday Lenders in Macomb, Michigan
Edward Jones - Financial Advisor: Mae W Luchetti
13155 Schavey Rd, Dewitt, MI 48820, USA
+1 (517) 669-8817
www.edwardjones.com
Bowline Financial
26400 Lahser Rd Suite 120, Southfield, MI 48033, USA
+1 (248) 327-6390
www.bowlinefinancial.com
American Jewelry & Loan
20450 Greenfield Rd, Detroit, MI 48235, USA
+1 (313) 345-4000
pawndetroit.com
Advance America
515 Lansing St Suite J, Charlotte, MI 48813, USA
+1 (517) 543-0995
www.advanceamerica.net
Genisys Credit Union
2881 Crooks Rd, Rochester Hills, MI 48309, USA
+1 (248) 299-5400
www.genisyscu.org
Mercantile Bank of Michigan
125 W Saginaw St, Merrill, MI 48637, USA
+1 (989) 643-7253
www.mercbank.com
