Welcome to Our Online Loan Referral Service

4.1 10 reviews

W Pontiac Trail, Novi, MI 48377, USA
+1 (248) 926-3835
onestopcash.net
Saturday
Closed
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–4:30PM

Domain Info

Created Date

2008-11-16

Mailing Address

Michigan, United States

Company Name

Contact Data

Feedback about One Stop Cash Advance?

Here you read the feedback of our customers.

Very great place they work with you when you pay back stuff

Drake Flatley

Very sweet lady work there.

Prof. Reba Hayes DVM

Great, friendly, COMPASSIONATE business and employees.

Mrs. Palma Jacobi

Pay Attention

Lenders are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Novi, Michigan

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to take out payday loans in Novi, Michigan. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most favorable terms and rates.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will One Stop Cash Advance help take out a payday loan in Novi, Michigan?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to consider the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Novi, Michigan. The lending company will assess many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Novi, Michigan

ChoiceOne Bank

416 W Division St, Sparta, MI 49345, USA

+1 (616) 887-7366

www.choiceone.com

PNC Bank

878 W Norton Ave, Muskegon, MI 49441, USA

+1 (231) 727-9119

apps.pnc.com

Superior National Bank

1000 W Sharon Ave, Houghton, MI 49931, USA

+1 (906) 482-0404

www.snb-t.com

United Federal Credit Union - St. Joseph

2819 S State St, St Joseph, MI 49085, USA

+1 (888) 982-1400

unitedfcu.com

Lake Michigan Credit Union

1619 E Mt Garfield Rd, Muskegon, MI 49444, USA

+1 (800) 242-9790

www.lmcu.org

Comerica Bank

11351 Brooklyn Rd, Brooklyn, MI 49230, USA

+1 (517) 592-2635

locations.comerica.com

Allied Cash Advance

1633 S Merriman Rd, Westland, MI 48186, USA

+1 (734) 641-9830

locations.alliedcash.com

Shelby State Bank

242 N Michigan Ave, Shelby, MI 49455, USA

+1 (231) 861-2123

www.shelbybank.com

Check `n Go

13321 W 10 Mile Rd, Oak Park, MI 48237, USA

+1 (248) 582-9470

locations.checkngo.com

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