First Bank - Laurinburg, NC Payday Loans Review

3.3 3 reviews

Organization owner?

601 S Main St, Laurinburg, NC 28353, USA

+1 (910) 277-0801

localfirstbank.com

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday
(Good Friday)

9AM–5PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–5PM

Domain Info

Created Date

2013-10-02

Mailing Address

341 N MAIN ST, TROY, NC, 27371-3017, United States

Company Name

First Bancorp

Contact Data

[email protected]

+1.19105733273

+1.9999999999

What people think about First Bank - Laurinburg, NC?

Below you find some of the testimonials of our clients.

They approve applicants immediately and transfer money the next day. But be careful – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!

Brook Bahringer

I had problems with paying my bank loan and was not sure I would get accepted for a loan with First Bank - Laurinburg, NC . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $500 online. Fortunately I got an approval!!! They literally saved my life.

Nora West DDS

I applied for a $1,000 loan when I needed money after vacation. There simply was no other way out. I found this website on the Internet. Other lender charged sky high rates. One lender refused me, another accepted me for a smaller amount but here it got as much as I wanted.

Cristal Dooley

I needed $900 to buy a bag of my dream. The only way out was to apply for a payday loan. Found a lot of loan providers on the Internet. First Bank - Laurinburg, NC is the most legit financial institution in Laurinburg.

Vergie Russel

Fast application. I only entered an ID and a bank account. Same day approval. The first time I was approved for $300 only. Hope the available amount will increase next time. APR is average. Paid off the debt on time. If required, the term can be also extended.

Dewitt Schamberger

Yesterday I urgently needed $900 to pay for a birthday gift. I filled out an application form via the website of First Bank - Laurinburg, NC. I entered the basic personal data. No phone calls. The requested amount was approved within 30 minutes. The money was sent to my bank account the next day. Love this website!

Mazie O'Conner

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Laurinburg, North Carolina

A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may seem like an easy and speedy solution to a short-term problem in Laurinburg, North Carolina. Loans from payday lenders can get you cash quickly. Your interest rate will depend on a few things.

APR

36% APR small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a poor credit rating an increased chance to get accepted for payday loans. A payday loan may be the only loan available for some people to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your capabilities and pay off your loan commitments in good time.

To get approved for a loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the definite cost of the loan immediately.

APR Calculator

Other Payday Lenders in Laurinburg, North Carolina

Express Mart Check Cashing

8925 Nations Ford Rd, Charlotte, NC 28217, USA

+1 (704) 523-4764

State Employees’ Credit Union

1024 S Jefferson Ave, West Jefferson, NC 28694, USA

+1 (336) 246-2763

locations.ncsecu.org