Feedback about Universal Finance?
Here you see the reviews of our clients.
Not very happy with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of support team.
Dr. Rosalyn Ziemann IV
I borrowed $300 for several days. When the funds were returned, they applied a gigantic commissions, I had to pay almost $400.
Penelope Klein
I took out payday loan from Universal Finance 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller amount.
Lawrence Cronin
Daily spam! I do not have time to block the numbers, so the next day they call from another number.
Ms. Stephania Hackett II
Pay Attention
Above-defined info offers the details about a certain lender. Below-specified info is devoted to common information about payday loans.
Payday Loans in Lexington, New York
A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.
It is easy and fast to take out loans in Lexington, New York. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most favorable terms and rates.
APR
25% small loan cap
How will Universal Finance help issue a payday loan in Lexington, New York?
- Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with customer data. It will take several minutes to process the form. The money are transferred in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every customer should fill in the following data:
Then press a Submit button to recieve an offer from one of the lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of denial for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Lexington, ny will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit score.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Lexington, North Carolina
First Bank - Tabor City, NC
102 E 5th St, Tabor City, NC 28463, USA
+1 (910) 653-2189
localfirstbank.com
Self-Help Credit Union
40 Forest Gate Dr, Pisgah Forest, NC 28768, USA
+1 (828) 884-8835
www.self-help.org
Quick Cash Pawn of Roanoke Rapids
1114 Julian R Allsbrook Hwy, Roanoke Rapids, NC 27870, USA
+1 (252) 533-2906
Courteous Fast Cash Loans
120 E Henry St, Belmont, NC 28012, USA
First Horizon Bank
202 E Washington St, Rockingham, NC 28379, USA
+1 (910) 997-6245
www.firsthorizon.com
