Universal Finance Payday Loans Review - Lexington, North Carolina

Loan agency in Lexington, North Carolina

Organization owner?

76 US-64, Lexington, NC 27295, USA

+1 (336) 238-7548

Friday

Closed

Saturday

Closed

Sunday

5AM–12AM

Monday

Open 24 hours

Tuesday

5AM–12AM

Wednesday

Closed

Thursday

Closed

Feedback about Universal Finance?

Here you see the reviews of our clients.

Not very happy with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of support team.

Dr. Rosalyn Ziemann IV

I borrowed $300 for several days. When the funds were returned, they applied a gigantic commissions, I had to pay almost $400.

Penelope Klein

I took out payday loan from Universal Finance 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller amount.

Lawrence Cronin

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Ms. Stephania Hackett II

Pay Attention

Above-defined info offers the details about a certain lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Lexington, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

It is easy and fast to take out loans in Lexington, New York. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most favorable terms and rates.

APR

25% small loan cap

How will Universal Finance help issue a payday loan in Lexington, New York?

Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with customer data. It will take several minutes to process the form. The money are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Lexington, ny will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Lexington, North Carolina

AgCarolina Financial

4000 Poole Rd Raleigh NC, State Rd 1007, Raleigh, NC 27610, USA

+1 (919) 250-0202

www.agcarolina.com

Security Financial Services

3453 Airport Blvd NW ste c, Wilson, NC 27896, USA

+1 (252) 234-5873

www.security-finance.com

Check Cashing S. Saunders

2626 S Saunders St STE 124, Raleigh, NC 27603, USA

+1 (919) 888-9187

checkcashingss.business.site

PLS Check Cashing Store

1800 S Tryon St, Charlotte, NC 28203, USA

+1 (704) 342-0065

pls247.com