State Employees’ Credit Union Payday Loans Review

4.3 28 reviews

Organization owner?

805 South Franklin Road, Mt Airy, NC 27030, USA

+1 (336) 789-7226

locations.ncsecu.org

Sunday

Closed

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Saturday

Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about State Employees’ Credit Union?

Here you grapple with the feedback of our clients.

My family loves this bank! They have helped us from small personal loans, auto loans to a home loan. They are the best bank in town!

Bethany Littel

Absolutely love this place!

Tabitha Baumbach

Sad to say such a wonderful town has such a poor run SECU Branch.

Ms. Felicia Cartwright MD

Great place with great customer service.

Rhea Hahn

I highly recommend this office for your future tax questions and needs.

Monserrat Kertzmann

My experience was very great and professional.

Mr. Keegan Hoeger Jr.

Pay Attention

Above-defined info provides the details about a exact lender. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Mount Airy, Maryland

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Payday loans in Mount Airy, Maryland are taken out hassle-free. The interest rate is conditional on the customer's personal data: if you repay more payday loans, the more efficient terms and rates payday lending companies offer.

APR

33% APR cap (2.75% a month)

How will State Employees’ Credit Union help take out a payday loan in Mount Airy, Maryland?

Round the clock service. Every customer may address the service round the clock. The borrowed money will be credited to account. You won't be asked to attend any store.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
Fast and high approval rate. The positive answer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Mount Airy, md will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit rating.

The following general points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Mount Airy, North Carolina

United Community Bank: Jennifer Badger

116 Peachtree St, Murphy, NC 28906, USA

+1 (828) 837-9291

www.ucbi.com

OneMain Financial

11216 Capital Blvd #112, Wake Forest, NC 27587, USA

+1 (919) 554-0328

www.onemainfinancial.com

Carolina Farm Credit

607 Leasburg Rd, Roxboro, NC 27573, USA

+1 (336) 599-0141

www.carolinafarmcredit.com