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Loan agency in Raleigh, North Carolina

9600 Falls of Neuse Rd # 170, Raleigh, NC 27615, USA
+1 (919) 582-1650
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
10AM–4PM
Sunday
Closed

Feedback about YSU Lending?

Here you get acquainted with the feedback of our clients.

For 6 months I have not been able to make the service to transfer the information about the closing of the loan for 2019.

Estel Bahringer

For 6 months I have not been able to make the resource to transfer the information about the paying back of the loan for 2019.

Jack Watsica

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the charges.

Elyse Trantow

Not very happy with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer deprtment.

Dr. Karen Mohr MD

Pay Attention

Above there are details about a certain lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Raleigh, West Virginia

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

It is easy and quick to issue payday loans in Raleigh, West Virginia. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

31% APR for loans up to $2,000

How will YSU Lending help issue a payday loan in Raleigh, West Virginia?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to process the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Raleigh, West Virginia. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Raleigh, North Carolina

Century Finance

908 N Spence Ave, Goldsboro, NC 27534, USA

+1 (919) 778-6188

centuryfinancenc.org

OneMain Financial

5051 Main St UNIT 14, Shallotte, NC 28470, USA

+1 (910) 754-4381

www.onemainfinancial.com

Universal Finance

1038 Lenoir Rhyne Blvd SE, Hickory, NC 28602, USA

+1 (828) 267-0005

OneMain Financial

319 Westgate Plaza, Franklin, NC 28734, USA

+1 (828) 369-6420

www.onemainfinancial.com

Time Financing Service

501 W Ehringhaus St, Elizabeth City, NC 27909, USA

+1 (252) 335-9080

www.timefinancing.com

Lendmark Financial Services LLC

2652 Dr. M.L.K. Jr Blvd, New Bern, NC 28562, USA

+1 (252) 649-0083

www.lendmarkfinancial.com

Lendmark Financial Services LLC

400 E Hanes Mill Rd, Winston-Salem, NC 27105, USA

+1 (336) 377-2011

www.lendmarkfinancial.com

Citizens One Home Loans - James Walters

8521 Six Forks Rd, Raleigh, NC 27615, USA

+1 (919) 418-3676

lo.citizensone.com

Carolina Farm Credit

282 N Main St, Sparta, NC 28675, USA

+1 (336) 372-8587

www.carolinafarmcredit.com

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