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4 reviews
Loan agency in Roanoke Rapids, North Carolina

412 Old Farm Rd S, Roanoke Rapids, NC 27870, USA
+1 (252) 537-3505
www.southern-loans.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM

Domain Info

Created Date

2008-03-18

Mailing Address

112 S PEARL ST, ROCKY MOUNT, NC, 27804-5727, United States

Company Name

SOUTHERN LOANS

SOUTHERN LOANS

Contact Data

[email protected]

252.567.1364

Feedback about Southern Loans Inc?

Here you see the feedback of our customers.

Great costume service and prices

Ms. Eda Haag DDS

South Hill Va Discount Furniture is the best place to make home purchases.

Brandi Dibbert

Good variety of recliners and knowledgable sales people.

Jaylan Bayer III

Pay Attention

Further there will be presented the details about not a exact lender. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Roanoke Rapids, North Carolina

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Roanoke Rapids, North Carolina is taken out simply and quickly. The interest percentage is specified considering the category of the borrower: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

36% APR small loan cap

How will Southern Loans Inc help take out a payday loan in Roanoke Rapids, North Carolina?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Roanoke Rapids, North Carolina. They assess many other factors before taking out a loan. One of them is financial capabilities. This is a way to enhance your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

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ACE Cash Express

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+1 (252) 321-0520

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Peoples Bank

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First Financial Services Inc

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+1 (704) 943-4243

www.bankatfirst.com

OneMain Financial

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+1 (704) 865-3465

www.onemainfinancial.com

Welcome Finance

238 W Kings Hwy # D, Eden, NC 27288, USA

+1 (336) 627-1155

www.wfcnc.com

Time Financing Service

501 W Ehringhaus St, Elizabeth City, NC 27909, USA

+1 (252) 335-9080

www.timefinancing.com

Glenda's Treasures & Pawn INC.

1713 N Garnett St, Henderson, NC 27536, USA

+1 (252) 436-6052

Mountain Community Bank

3828 NC-105, Sugar Mountain, NC 28604, USA

+1 (828) 898-1888

www.bankoftennessee.com

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