First Citizens Bank Payday Loans Review

5 3 reviews

Organization owner?

621 S Main St, Sparta, NC 28675, USA

+1 (336) 372-5651

locations.firstcitizens.com

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you get acquainted with some of the opinions of our clients.

Great place to bank ,very friendly

Krista Nader II

They really make you feel like you are part of the family at the bank.

Trystan Durgan II

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Sparta, New Jersey

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans may turn out an easy and fast solution to a short-term problem in Sparta, New Jersey. Loans from payday lenders can get you funds same day. Your APR will depend on several things.

APR

30% usury cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still apply a payday loan. Such loans are designed to help meet the needs of individuals with lower credit scores. There are companies who may be pleased to offer you a payday loan even if you have a bad credit rating. You will need a stable income to be eligible for a bad credit payday loan.

To get accepted for a loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes 10 seconds to become informative even before applying.