Welcome to Our Online Loan Referral Service

5 5 reviews

780 N Main St, Sparta, NC 28675, USA
+1 (336) 372-7815
locations.ncsecu.org
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed

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What people think about State Employees’ Credit Union?

Below you get acquainted with some of the opinions of our customers.

Excellent hometown credit union! They helped our family in one of our worst of times, and we were able to develop a lower IR on a consolidation loan. Maria is the best!

Zackary Walker

Friendly people and great service!

Enola Barton

The staff is friendly, kind, and so helpful.

Prof. Ceasar West III

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Sparta, New Jersey

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online cash advance loans can be the best solution to your temporary financial issues in Sparta , New Jersey because they are easily approved and easily repaid. Your APR will depend on your state law or on the payday lender's policy.

APR

30% usury cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than spotless, or who have bad to no credit history. Bad credit history may prevent you from getting accepted for a bank loan. Payday lenders in Sparta, nj welcome individuals with bad credit. You can apply for a bad credit payday loan on the net 24/7 and if accepted could have the funds in your account within the hour.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Sparta, North Carolina

ACE Cash Express

4402 Market St, Wilmington, NC 28403, USA

+1 (910) 762-2274

www.acecashexpress.com

Allied Financial

112 E Phifer St, Monroe, NC 28110, USA

+1 (704) 238-0600

Southern Loans

407 Sunset Ave, Rocky Mount, NC 27804, USA

+1 (252) 977-1934

www.southern-loans.com

OneMain Financial

2609 S New Hope Rd #4, Gastonia, NC 28056, USA

+1 (704) 865-3465

www.onemainfinancial.com

Welcome Finance Co

220 Thompson St, Hendersonville, NC 28792, USA

+1 (828) 697-2441

www.wfcnc.com

First Bank - Laurinburg, NC

601 S Main St, Laurinburg, NC 28353, USA

+1 (910) 277-0801

localfirstbank.com

Union Bank

1750 Durham Rd, Roxboro, NC 27573, USA

+1 (336) 322-1165

www.unionbanknc.com

ACE Cash Express

316 N Eastern Blvd UNIT 204, Fayetteville, NC 28301, USA

+1 (910) 826-2274

www.acecashexpress.com

S.A.M. Check Cashing Machine

2668 NC-49, Burlington, NC 27217, USA

+1 (336) 578-2999

www.samcodirect.com

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