Domain Info
Created Date
2004-03-08
Mailing Address
PO BOX 501610, San Diego, CA, 92150-1610, United States
Company Name
Whois Privacy Service
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Feedback about Penn State Federal Credit Union?
Here you read the reviews of our clients.
Sometimes when I walk in here it feels like I'm visiting family.
Dr. Karson Borer Jr.
Great place to bank.
Ashleigh Von
Pay Attention
Lenders are described in the first three points. Below info shows common information about payday loans.
Payday Loans in State College, Pennsylvania
The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.
Payday loans in State College, Pennsylvania are taken out hassle-free. The interest percentage is dependent on the client's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates lenders offer.
APR
6% APR small loan cap
How will Penn State Federal Credit Union help issue a loan in State College, Pennsylvania?
- 24/7 operation. Such online services allow you to get funds at any time. Money are issued day and night. The deposit will be sent to a account, so a personal visit to the office is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill out in the application? - General Info
To leave an application, every client should fill in the following data:
After filling in an application, submit it and get the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in State College, Pennsylvania. The company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.
The following common points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator clarifies the cost of the payday loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in State College, Pennsylvania
Penn State Federal Credit Union
1937 N Atherton St, State College, PA 16803, USA
+1 (800) 828-4636
www.pennstatefederal.com
