Welcome to Our Online Loan Referral Service

3.7 7 reviews

50 Main St N, Carthage, TN 37030, USA
+1 (615) 735-2800
www.citizens-bank.org
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
8AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–4PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Smith County Bank?

Here you see the reviews of our customers.

For 6 months I have not been able to make the resource to transfer the information about the closing of the loan for 2019.

Ms. Jody Langosh V

Sky-scraper interest rate. When paying back a loan, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another service.

Maddison Veum

I issued only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Theresa Dooley I

I contacted Smith County Bank 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, address the company in a month. Why?

Kaya Lang II

Pay Attention

Further there will be given the details about not a certain lender. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Carthage, New York

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Carthage, New York is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a client will get.

APR

25% small loan cap

How will Smith County Bank help take out a payday loan in Carthage, New York?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Carthage, New York. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

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CB&S Bank

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