Welcome to Our Online Loan Referral Service

4.3 6 reviews

3668 S Houston Levee Rd, Collierville, TN 38017, USA
+1 (901) 861-1140
www.firstcnb.com
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2012-12-07

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about First Citizens National Bank?

Here you read the feedback of our clients.

I often issue a cash advance to a card in First Citizens National Bank. It is very efficient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the nuances.

Opal McDermott

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to address First Citizens National Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Janick Grady

The money are deposited to my bank account. I pay off through my account. The payment is convenient and quick. Pay on schedule and there will be no problems.

Edwina Cremin

Pay Attention

Payday lenders are provided in the first three points. Below info shows general information about payday loans.

Payday Loans in Collierville, Tennessee

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Collierville, Tennessee are issued hassle-free. The interest percentage is dependent on the customer's person-related data: if you pay off more payday loans, the more reasobanle terms and rates lenders offer.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will First Citizens National Bank help issue a payday loan in Collierville, Tennessee?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued day and night. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor processed by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by lenders to issue a cash advance. The lending company review many aspects such as financial capabilities to approve the request. Payday loans in Collierville, Tennessee may help enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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