Welcome to Our Online Loan Referral Service

4.5 2 reviews

6946 Cumberland Gap Pkwy, Harrogate, TN 37752, USA
+1 (423) 869-5131
firstcenturybank.com
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–6PM

Domain Info

Created Date

2004-06-19

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about First Century Bank - Harrogate?

Here you see the feedback of our clients.

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Dario Roob

Thanks to the employees for the reputable service. They assisted in difficult times. For application you only need an ID.

Gilberto Smitham DDS

I have a problem with paying back a loan at another bank. It is inconvenient to borrow from friends. Therefore, I decided to contact First Century Bank - Harrogate. They really helped out.

Theodora Pollich

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to address First Century Bank - Harrogate. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Triston Lockman

It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to contact First Century Bank - Harrogate. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Bernita Walsh

I took out a cash advance when I had problems with money. There was no other way out. I looked out this website on the Internet, among others. Has applied several services. One refused, the other offered too high a rate, but here it was approved as I wanted.

Marjorie Towne MD

Pay Attention

Further there will be shown the details about not a certain lender. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Harrogate, Tennessee

A short-term lending option is known as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Payday loans in Harrogate, Tennessee are issued problem-free. The interest rate is dependent on the client's person-related information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will First Century Bank - Harrogate help take out a loan in Harrogate, Tennessee?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% deny the request when lenders in Harrogate, tn will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Harrogate, Tennessee

TrueLink Capital Solutions

2255 Memorial Blvd, Murfreesboro, TN 37129, USA

+1 (615) 412-1212

truelinkcapital.com

Cash Express

4465 Macon Rd, Memphis, TN 38122, USA

www.cashexpressllc.com

First National Bank of Tennessee - Algood

330 W Main St, Algood, TN 38506, USA

+1 (931) 528-2265

www.fnbotn.com

American Trust Cash Advance

2315 Treasury Dr SE, Cleveland, TN 37323, USA

+1 (423) 473-2996

www.americantrustcash.com

ORNL Federal Credit Union

4510 E Emory Rd, Knoxville, TN 37938, USA

+1 (865) 688-9555

www.ornlfcu.com

Advance America

213 S Lowry St, Smyrna, TN 37167, USA

+1 (615) 355-0042

www.advanceamerica.net

Eastman Credit Union

166 Main St W, Mt Carmel, TN 37645, USA

+1 (800) 999-2328

www.ecu.org

Home Federal Bank

105 E Emory Rd, Powell, TN 37849, USA

+1 (865) 947-9444

www.homefederalbanktn.com

Check Into Cash

3303 Austin Peay Hwy, Memphis, TN 38128, USA

+1 (901) 384-9488

local.checkintocash.com

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