Welcome to Our Online Loan Referral Service

5 5 reviews

305 N Main St, Shamrock, TX 79079, USA
+1 (806) 256-2181
www.firstbanktexas.com
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–3PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1996-11-20

Mailing Address

Company Name

Contact Data

What people think about FirstBank & Trust?

Below you get acquainted with some of the opinions of our clients.

Sonny and the whole bank staff are terrific.

Sister Toy

Very nice bank and helpful staff!

Glennie Krajcik

Pay Attention

The previous three items charactirize a definite lending service. But below you can find common data about payday loans.

Payday Loans in Shamrock, Oklahoma

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans may be an easy and fast solution to a short-term problem in Shamrock, Oklahoma. Loans from payday lenders can get you funds quickly. Your APR will depend on several things.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to people with a poor credit history. Payday loan approvals depend very much on other circumstances. Payday companies will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Shamrock, Texas

Prosperity Bank - Floydada

217 W California St, Floydada, TX 79235, USA

+1 (806) 983-3725

locations.prosperitybankusa.com

Security Finance

3210 Jaime Zapata Memorial Hwy STE A4, Laredo, TX 78043, USA

+1 (956) 791-1452

www.securityfinance.com

BancorpSouth Bank

7906 North Sam Houston Pkwy W Suite 100, Houston, TX 77064, USA

+1 (281) 517-2400

www.bancorpsouth.com

Check `n Go

6112 McCart Ave Suite 201, Fort Worth, TX 76133, USA

+1 (817) 292-8636

locations.checkngo.com

ACE Cash Express

517 W Commerce St Ste B, Brownwood, TX 76801, USA

+1 (325) 646-7997

www.acecashexpress.com

OneMain Financial

501 N, TX-63 Spur, Longview, TX 75601, USA

+1 (903) 753-5701

www.onemainfinancial.com

Continental Credit Corporation

2 S Main St, Temple, TX 76501, USA

+1 (254) 778-3678

World Finance

101 S Oak St Ste A, Pearsall, TX 78061, USA

+1 (830) 334-9335

www.loansbyworld.com

BancorpSouth Bank

177 E Jefferson St, Van Alstyne, TX 75495, USA

+1 (903) 482-5234

www.bancorpsouth.com

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