What people think about Valley Finance Services Inc?
Below you find some of the reviews of our clients.
Valley Finance Services Inc seems reliable. At least they have no hidden fees. This was the only company that approved me for a payday loan.
Dr. Foster Christiansen DVM
Valley Finance Services Inc rescued me in a desperate time. They approved me for a cash advance although I had credit issues. The process was easy and speedy. I like their exceptional customer support service and acceptable rates. I will 100% recommend this online lender to my family and friends.
Miss Julianne Kreiger V
I have already applied this company 3 times and I was very pleased with the rates. This is the only day and night service with competitive rates in my town.
Rachael Deckow
I always use Valley Finance Services Inc when it need a payday loan. The application process is quick. No complaints.
Rosalinda Cruickshank
Pay Attention
Above there is information about a exact loan provider. Below you can see common characteristics of payday loans.
Payday Loans in Harrisonburg, Virginia
A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans in Harrisonburg, Virginia is are simple to access. The interest rate is individual for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to clients with a bad credit rating. Payday loan approvals depend very much on other factors. They will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.
To get accepted for a payday loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the cash advance loan immediately.
APR Calculator
Other Payday Lenders in Harrisonburg, Virginia
1st Advantage Federal Credit Union
12891 Jefferson Ave, Newport News, VA 23608, USA
+1 (757) 877-2444
www.1stadvantage.org
Prime Lending
645 Rappahannock Dr, White Stone, VA 22578, USA
+1 (804) 435-8705
www.primelending.com
Virginia Partners Bank
4210 Plank Rd, Fredericksburg, VA 22407, USA
+1 (540) 899-3022
www.vapartnersbank.com
Edward Jones - Financial Advisor: Michael A Swinson, AAMS®
102 Mactanly Pl, Staunton, VA 24401, USA
+1 (540) 887-8168
www.edwardjones.com
Navy Federal Credit Union
7678-D Richmond Hwy, Alexandria, VA 22306, USA
+1 (888) 842-6328
www.navyfederal.org
Edward Jones - Financial Advisor: Amy C Stone, AAMS®
12787 Booker T Washington Hwy Suite 101, Hardy, VA 24101, USA
+1 (540) 721-6142
www.edwardjones.com
American Financial Network, Inc.
12110 Sunset Hills Rd, Reston, VA 20190, USA
+1 (714) 831-4000
afncorp.com
