Welcome to Our Online Loan Referral Service

3.4 23 reviews

410 S Woodscrest Dr #5336, Bloomington, IN 47401, USA
+1 (812) 855-7823
www.iucu.org
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM

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Feedback about IU Credit Union?

Here you grapple with the reviews of our customers.

Smooth communication and service.

Rod Tromp I

The staff are friendly and helpful.

Dr. Alexis Boyle

Great place to bank, convenient hours and good phone support

Sally Koelpin

Heidi was extremely helpful and easy to work with!

Santina Stark PhD

Horrible cars, prices, and interest rates.

Woodrow Gusikowski

I'm a Manager and there ways of customer service is not on point.

Dejon Sipes Sr.

Pay Attention

Above-specified info provides the details about a certain lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Bloomington, New York

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Problem-free financial products are considered as payday loans in Bloomington, ny. They are issued at individual interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

25% small loan cap

How will IU Credit Union help issue a payday loan in Bloomington, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to process the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Bloomington, New York. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

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