Welcome to Our Online Loan Referral Service

3 reviews

Lafayette, IN 47905, USA
www.ifcu.com
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Domain Info

Created Date

1996-11-02

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, IN, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Industrial Federal Credit Union?

Here you get acquainted with the feedback of our clients.

Ken is a great guy to work with.

Michaela Cole

He is very knowledgeable about the products and services that APS has.

Dr. Jaden Schuppe

I am very thankful for APS' insights and personal assistance.

Dr. Nettie Kovacek IV

Always a great experience working with this group.

Shanon Kris

Enjoyed the friendliness of Rachael and loved how helpful she was.

Prof. Sidney Stroman Jr.

Jan was awsome as always

Kailee Nitzsche

...Small space but your privacy is protected also convenient while shopping

Mr. Cornell Schowalter I

This was our 3rd or 4th year I think using this company.

Grayson Schumm

However, we could people watch while getting our taxes done.

Madison Lowe III

Pay Attention

Lenders are provided in the first three points. Below info offers shared information about payday loans.

Payday Loans in Lafayette, New Jersey

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Lafayette, New Jersey are taken out hassle-free. The interest percentage is dependent on the client's personal information: if you pay off more payday loans, the more efficient terms and rates payday lending companies offer.

APR

30% usury cap

How will Industrial Federal Credit Union help issue a loan in Lafayette, New Jersey?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Lafayette, New Jersey. They assess many other factors before issuing a loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

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