Welcome to Our Online Loan Referral Service

5 3 reviews

804 Greenwood Hills Dr, Adel, IA 50003, USA
+1 (515) 993-5680
www.mypeoples.bank
Thursday
9AM–4:30PM
Friday
9AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM

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Company Name

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Feedback about Peoples Bank?

Here you see the feedback of our customers.

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid off on time, it can be either extended or repaid ahead of schedule.

Adah Kirlin

want to express my deep gratitude to Peoples Bank for believing my case. I had some problems with a credit score, but this service helped me out and issued a loan.

Chadd Pfannerstill

Thanks to the employees for the reputable service. They assisted in difficult times. For application you only need an ID.

Prof. Angus Jones DVM

I have a problem with paying off a loan at another banking institution. It is inconvenient to borrow from relativies. Therefore, I decided to contact Peoples Bank. They really helped.

Gus O'Hara

Thanks to the team of Peoples Bank. Quick solution of the arisen problems, quick approval on the payday loan. I definitely recommend this service.

Maryam McCullough

Pay Attention

Above-defined info offers the details about a certain lender. Below-defined info is oriented on common information about payday loans.

Payday Loans in Adel, Georgia

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Adel, Georgia is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more cash advance you pay back off, the more reasonable rates a client will recieve.

APR

10% small loan cap

How will Peoples Bank help issue a loan in Adel, Georgia?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The deposit will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Adel, ga will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Adel, Iowa

GNB Loan Bank

510 F Ave, Grundy Center, IA 50638, USA

+1 (319) 824-5431

www.gnbbank.com

U.S. Bank Branch

3120 Middle Rd, Bettendorf, IA 52722, USA

+1 (563) 332-4411

locations.usbank.com

Blue Grass Savings Bank

104 E Mayne St, Blue Grass, IA 52726, USA

+1 (563) 381-1732

Citizens Community Credit Union

1805 18th St, Spirit Lake, IA 51360, USA

+1 (712) 336-1095

www.citizenscu.com

MidWestOne Bank

500 S Clinton St, Iowa City, IA 52240, USA

+1 (319) 356-5800

www.midwestone.bank

Dupaco Community Credit Union

1465 Sycamore St, Dubuque, IA 52001, USA

+1 (563) 557-7600

www.dupaco.com

ACE Cash Express

1901 Carpenter Ave, Des Moines, IA 50314, USA

+1 (515) 243-1204

www.acecashexpress.com

Bankers Trust

11111 University Ave, Clive, IA 50325, USA

+1 (515) 222-2000

www.bankerstrust.com

US Bank

414 A Ave, Vinton, IA 52349, USA

+1 (319) 472-2927

usbank.com

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