Welcome to Our Online Loan Referral Service

5 4 reviews

102 S Main St, Albia, IA 52531, USA
+1 (641) 932-7887
www.sosb-ia.com
Wednesday
8:30AM–3:30PM
Thursday
8:30AM–3:30PM
Friday
8:30AM–3:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–3:30PM
Tuesday
8:30AM–3:30AM

Domain Info

Created Date

1998-11-25

Mailing Address

KY, United States

Company Name

Computer Services, Inc.

Computer Services, Inc.

Contact Data

Feedback about Peoples State Bank Office of South Ottumwa Savings Bank?

Here you get acquainted with the feedback of our clients.

I recommend Peoples State Bank Office of South Ottumwa Savings Bank to everyone, I am applying for the second time. Everything is great!

Dr. Mikayla Stroman V

I took the first payday loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Rylan McClure

I suffered one situation. I urgently needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Peoples State Bank Office of South Ottumwa Savings Bank in Albia seemed to me the most reliable.

Irma Rogahn III

Peoples State Bank Office of South Ottumwa Savings Bank applied for a payday loan secured by an auto for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Markus Bruen

I suffered one situation. I urgently needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Peoples State Bank Office of South Ottumwa Savings Bank in Albia seemed to me the most reliable.

Adelbert Vandervort

Pay Attention

Lending companies are described in the first three points. Below info shows common information about payday loans.

Payday Loans in Albia, Iowa

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Albia, Iowa is taken out simply and quickly. The interest percentage is defined considering the category of the client: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Peoples State Bank Office of South Ottumwa Savings Bank help take out a payday loan in Albia, Iowa?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor processed by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by microfinance organizations to issue a cash advance. The lending company process many aspects such as financial capabilities to approve the request. Payday loans in Albia, Iowa may help level up your credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Albia, Iowa

Edward Jones - Financial Advisor: Troy L Pugh, AAMS®

2464 IA-22 Suite A, Muscatine, IA 52761, USA

+1 (563) 263-0951

www.edwardjones.com

Community 1st Credit Union

301 E Franklin St, Bloomfield, IA 52537, USA

+1 (641) 664-2885

www.c1stcreditunion.com

MidWestOne Bank

301 1st Ave E, Dyersville, IA 52040, USA

+1 (563) 875-2491

www.midwestone.bank

Check Into Cash

2325 Cumberland Square Dr, Bettendorf, IA 52722, USA

+1 (563) 355-6930

local.checkintocash.com

South Ottumwa Savings Bank

101 E 4th St, West Liberty, IA 52776, USA

+1 (319) 627-2191

www.sosb-ia.com

Edward Jones - Financial Advisor: Grant P McGraw, AAMS®

115 N Buxton St, Indianola, IA 50125, USA

+1 (515) 962-2704

www.edwardjones.com

Bradford Financial Center

215 N Main St, Clarion, IA 50525, USA

+1 (515) 532-6661

www.bradfordfinancialcenter.com

Dupaco Community Credit Union

5970 Carlson Way, Marion, IA 52302, USA

+1 (800) 373-7600

www.dupaco.com

Great Western Bank

401 2nd St, Gladbrook, IA 50635, USA

+1 (641) 473-2023

www.greatwesternbank.com

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