Welcome to Our Online Loan Referral Service

4.1 18 reviews

1963 Bell Ave Suite 200, Des Moines, IA 50315, USA
+1 (515) 452-0400
iowafinance.com
Friday
8AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM

Domain Info

Created Date

2004-05-19

Mailing Address

Iowa, United States

Company Name

IEDA - IFA

IEDA - IFA

Contact Data

What people think about Iowa Finance Authority?

Below you read some of the reviews of our customers.

I had problems with paying my bank loan and was not sure I would get accepted for a loan with Iowa Finance Authority . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $400 online. Fortunately I got approved!!! They literally saved my life.

Mrs. Teagan Jacobson

A good website. These guys quickly processed my application. Had funds in my account within 2 hours. If you need some extra funds urgently, this is the best lender, I’m telling you!

Otho Satterfield

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Des Moines, Iowa

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans in Des Moines, Iowa is are simple to access. The APR is individual for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a poor credit history an increased chance to get accepted for such loans. A payday loan may be the only financial product available for some individuals to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments as agreed in the contract.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

Check Into Cash

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Edward Jones - Financial Advisor: Kyle Matzen, AAMS®

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+1 (515) 984-6073

www.edwardjones.com

Maynard Savings Bank

109 Main St N, Hazleton, IA 50641, USA

+1 (319) 636-2431

www.maynardsavingsbank.com

Dupaco Community Credit Union

110 35th St Dr SE, Cedar Rapids, IA 52403, USA

+1 (800) 373-7600

www.dupaco.com

MidWestOne Bank

1422 9th St SE, Dyersville, IA 52040, USA

+1 (563) 875-2492

www.midwestone.bank

U.S. Bank Branch

203 S 2nd Ave, Rock Rapids, IA 51246, USA

+1 (712) 472-2581

locations.usbank.com

Two Rivers Bank & Trust

320 Concert St, Keokuk, IA 52632, USA

+1 (319) 524-6921

tworivers.bank

EZ Money Check Cashing

717 N Ankeny Blvd, Ankeny, IA 50023, USA

+1 (515) 965-0071

ankeny-ia.getezmoney.com

Citizens Savings Bank

133 Main St, Hawkeye, IA 52147, USA

+1 (563) 427-3255

www.csbhawkeye.com

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