Welcome to Our Online Loan Referral Service

3.7 3 reviews

418 E Call St, Algona, IA 50511, USA
+1 (515) 295-7600
www.westiowabank.com
Friday
8AM–4:30PM
Saturday
8–11AM
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM

Domain Info

Created Date

2003-07-03

Mailing Address

OK, United States

Company Name

BankOnIT

BankOnIT

Contact Data

What people think about West Iowa Bank?

Below you find some of the reviews of our customers.

Nice place for your boating needs.

Audra Deckow

And took away my debit card forever freaking jokers

Lorna Walsh

Pay Attention

Now you can read general aspects of payday loans.

Payday Loans in Algona, Iowa

A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Algona, Iowa is are simple to access. The interest rate is specific for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a poor credit rating. Payday loan approvals depend very much on other aspects. Payday companies will look at your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Algona, Iowa

U.S. Bank Branch

111 8th St SE, Altoona, IA 50009, USA

+1 (515) 967-8181

locations.usbank.com

U.S. Bank ATM - Ames

405 Main St, Ames, IA 50010, USA

+1 (800) 872-2657

usbank.com

U.S. Bank ATM - Dubuque - Hy-Vee

4800 Asbury Rd, Dubuque, IA 52002, USA

+1 (800) 872-2657

usbank.com

Edward Jones - Financial Advisor: Benjamin R Coon, AAMS®

2870 Devils Glen Rd, Bettendorf, IA 52722, USA

+1 (563) 332-0517

www.edwardjones.com

Farmers State Bank

501 E State St, Algona, IA 50511, USA

+1 (515) 295-7221

www.fsbiowa.com

Sioux Valley Community Credit Union

1120 6th St, Sioux City, IA 51101, USA

+1 (712) 277-1440

www.siouxvalleyccu.com

Edward Jones - Financial Advisor: Doug Norem

2665 Edgewood Pkwy SW #102, Cedar Rapids, IA 52404, USA

+1 (319) 396-2498

www.edwardjones.com

Rabo AgriFinance

426 S 17th St, Ames, IA 50010, USA

+1 (855) 420-7192

www.raboag.com

Bank of the West

4910 SE 14th St, Des Moines, IA 50320, USA

+1 (515) 287-3377

www.bankofthewest.com

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