Welcome to Our Online Loan Referral Service

4 4 reviews

425 Cedar St, Waterloo, IA 50701, USA
+1 (319) 235-3285
locations.usbank.com
Wednesday
Closed
Thursday
Closed
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

What people think about U.S. Bank Branch?

Below you get acquainted with some of the opinions of our clients.

Interest too high. People usually take cash advances because they’re having a hard time. These loans put you further into debt. Maybe they should lower their APR a little…

Miss Jaclyn Hansen

APR too high. People usually borrow money because they’re having a bad time. These loans put you further into debt. Maybe they should lower their APR a little…

Meggie Kemmer

Wasted too much efforts with this organization. They charge hidden fees! Unhappy

Aileen Bradtke

Said I was accepted for a loan. Have been waiting 3 days, still no money I my account. I suppose it’s scam.

Marjolaine Moen

This company is a scam. I will never apply again. $20 goes towards loan and you keep $80 for interest.

Paolo Bernhard

Pay Attention

Now you can read general characteristics of payday loans.

Payday Loans in Waterloo, New York

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Waterloo, New York. The entire process is effortless. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can typically be an obstacle to obtaining a bank loan. A payday loan can rescue borrowers who have poor credit scores or have no credit history. But we recommend you that as with any borrowing you should only think about applying for a payday loan if you are assured that you can make payments as agreed in the contract.

To get approved for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the loan even before applying.

APR Calculator

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