Welcome to Our Online Loan Referral Service


2515 S University Blvd STE 104, Ames, IA 50010, USA
+1 (800) 542-8072
www.cobank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1997-10-24

Mailing Address

Company Name

Contact Data

Feedback about CoBank Regional Banking Center (Ames, IA)?

Here you get acquainted with the reviews of our customers.

Only an ID is needed to submit an application. Was on a working trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Ricardo Romaguera

I had a displeasing situation in my life. I urgently needed extra funds. This company helped out me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Prof. Javonte Luettgen MD

I often issue a payday loan to a card in CoBank Regional Banking Center (Ames, IA). It is very convenient. If you give it back quickly, the rate is reasonable. Employees politely and intelligibly explain all the terms.

Kieran Altenwerth

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes users grapple with common information about payday loans.

Payday Loans in Ames, Iowa

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Ames, Iowa is taken out easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more payday loans you pay back off, the more reasonable rates a borrower will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will CoBank Regional Banking Center (Ames, IA) help take out a payday loan in Ames, Iowa?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The deposit will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% deny the application when lenders in Ames, ia will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Ames, Iowa

Principal Financial Group

535 E Marion St, Marshalltown, IA 50158, USA

+1 (641) 352-7142

www.principal.com

United Bank of Iowa

201 N Center St, Lake City, IA 51449, USA

+1 (712) 464-3181

www.unitedbk.bank

MoneyGram

2307 5th Ave S, Fort Dodge, IA 50501, USA

+1 (515) 573-2274

locations.moneygram.com

Bank of the West

5000 Edgewood Rd NE, Cedar Rapids, IA 52411, USA

+1 (319) 393-8693

www.bankofthewest.com

First Class Community Credit Union

2051 Westown Pkwy, West Des Moines, IA 50265, USA

+1 (515) 224-4300

www.gofirstclass.org

F&M Bank & Trust

109 W Mt Pleasant St, West Burlington, IA 52655, USA

www.fmbanktrust.bank

First Newton National Bank

1821 1st Ave E, Newton, IA 50208, USA

+1 (641) 792-9420

www.fnnbbank.com

Community Bank

203 N Main St, Modale, IA 51556, USA

+1 (712) 645-2255

www.communitybankiowa.com

Two Rivers Bank & Trust

3292 Ridgeway Dr suite a, Coralville, IA 52241, USA

+1 (319) 358-3520

www.tworivers.bank

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