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Created Date
1997-10-24
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Feedback about CoBank Regional Banking Center (Ames, IA)?
Here you get acquainted with the reviews of our customers.
Only an ID is needed to submit an application. Was on a working trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!
Ricardo Romaguera
I had a displeasing situation in my life. I urgently needed extra funds. This company helped out me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my friends.
Prof. Javonte Luettgen MD
I often issue a payday loan to a card in CoBank Regional Banking Center (Ames, IA). It is very convenient. If you give it back quickly, the rate is reasonable. Employees politely and intelligibly explain all the terms.
Kieran Altenwerth
Pay Attention
The first three points describe the certain lending company. In other turn, below-defined info makes users grapple with common information about payday loans.
Payday Loans in Ames, Iowa
Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.
Such financial products as payday loan in Ames, Iowa is taken out easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more payday loans you pay back off, the more reasonable rates a borrower will get.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will CoBank Regional Banking Center (Ames, IA) help take out a payday loan in Ames, Iowa?
- 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The deposit will be sent to a card, so a personal visit to the store is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill out the following data:
Then you have to submit an application and get a deal.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% deny the application when lenders in Ames, ia will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit rating.
The following common points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Ames, Iowa
Green Belt Bank & Trust
508 G Ave, Grundy Center, IA 50638, USA
+1 (319) 824-2600
www.greenbeltbank.com
Edward Jones - Financial Advisor: Austin L Norris, AAMS®
1205 A Ave E, Oskaloosa, IA 52577, USA
+1 (641) 673-0898
www.edwardjones.com
Great Western Bank
304 Commerce Dr, Prairie City, IA 50228, USA
+1 (515) 994-2619
www.greatwesternbank.com
Viking State Bank
1801 Old Stage Rd, Decorah, IA 52101, USA
+1 (563) 382-5538
www.vikingstatebank.com
Marion County Bank Windmill Drive Up
414 Main St, Pella, IA 50219, USA
+1 (641) 628-2191
www.marioncountybank.com
