Welcome to Our Online Loan Referral Service

4.8 16 reviews

1702 N 2nd St, Clinton, IA 52732, USA
+1 (563) 243-6320
www.ascentra.org
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
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Lenders are shown in the first three points. Below info shows shared information about payday loans.

Payday Loans in Clinton, New York

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Clinton, New York are issued problem-free. The interest percentage depends on the customer's person-related information: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

25% small loan cap

How will Ascentra Credit Union help take out a loan in Clinton, New York?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Clinton, ny review this circumstance not a hindrence to take out a loan. The client of a loan should be ready to objectively estimate financial abilities, take out a loan, pay off the debt on time and not only solve current difficulties, but enhance the credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Clinton, Iowa

Farmers Bank of Northern Missouri

200 W Maple St #2222, Centerville, IA 52544, USA

+1 (641) 437-1200

www.onlinefarmersbank.com

Edward Jones - Financial Advisor: Karin Holder, AAMS®

1223 E Buchanan St, Winterset, IA 50273, USA

+1 (515) 462-4426

www.edwardjones.com

Edward Jones - Financial Advisor: Kyle R Hibbing

1450 Boyson Rd Suite C4-1, Hiawatha, IA 52233, USA

+1 (319) 378-3450

www.edwardjones.com

U.S. Bank ATM

3130 Kimball Ave, Waterloo, IA 50702, USA

+1 (319) 235-3240

usbank.com

Bank Iowa ATM

2 Ash Rd, Schleswig, IA 51461, USA

+1 (712) 676-3321

www.bankiowa.bank

Central Bank

3800 100th St, Urbandale, IA 50322, USA

+1 (515) 254-9000

www.centralbankonline.com

EZ Money Check Cashing

3947 E 14th St, Des Moines, IA 50313, USA

+1 (515) 262-5442

www.getezmoney.com

American State Bank

203 Main St, Hospers, IA 51238, USA

+1 (712) 752-8111

myasb.com

U.S. Bank ATM

112 W 2nd St S, Newton, IA 50208, USA

+1 (800) 872-2657

usbank.com

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