Welcome to Our Online Loan Referral Service

3.8 38 reviews

801 Lincoln Way, Ames, IA 50010, USA
+1 (800) 296-9064
bit.ly
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Greater Iowa Credit Union?

Here you grapple with the feedback of our customers.

Great service great employees

Miss Carlee Gerlach

The people that work at the Ames division are extremely rude over the phone.

Prof. Jairo Pollich III

She was enjoyable to talk with and gave us her full attention.

Mr. Aurelio Gerhold

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes people get acquainted shared information about payday loans.

Payday Loans in Ames, Iowa

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Problem-free financial products are known as payday loans in Ames, ia. They are issued at individually-set interest rates. They are dependent on customer's data. It is also significant to pay off as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Greater Iowa Credit Union help issue a payday loan in Ames, Iowa?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Ames, Iowa. The company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Ames, Iowa

Maquoketa State Bank

16 W Benton St, Andrew, IA 52030, USA

+1 (563) 672-3575

www.maquoketasb.bank

Central State Bank

102 N Main St, Elkader, IA 52043, USA

+1 (563) 245-2110

www.centralstate.bank

Keystone Savings Bank

81 Main St, Keystone, IA 52249, USA

+1 (319) 442-3218

www.ksbiowa.com

U.S. Bank Branch

2395 IA-32, Dubuque, IA 52002, USA

+1 (563) 584-9064

locations.usbank.com

Farmers State Bank

517 S Federal Ave #3803, Mason City, IA 50401, USA

+1 (641) 424-1949

fsbbanks.com

Wells Fargo Bank

509 N Jefferson Way, Indianola, IA 50125, USA

+1 (515) 961-0593

www.wellsfargo.com

MidWestOne Bank

802 13th St, Belle Plaine, IA 52208, USA

+1 (319) 444-2842

www.midwestone.bank

Globe Cash Advance

Iowa Falls, IA 50126, USA

+1 (641) 648-3900

Bank of the West

800 22nd Ave, Coralville, IA 52241, USA

+1 (319) 354-6960

www.bankofthewest.com

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