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Mailing Address
Company Name
Contact Data
What people think about MidWestOne Bank?
Below you find some of the testimonials of our clients.
It wanted to fix my credit because I had no chances of getting accepted for a mortgage. So I applied for a payday loan via MidWestOne Bank. Took out 2 small loans, one after another, and repaid them on schedule. My credit score improved! It worked! Very satisfied.
Lottie Aufderhar
Good website with reasonable rates. They deposited quickly, as promised. I will use MidWestOne Bank again if I need extra money.
Pinkie Friesen
I was embarrassed to borrow from my collegues so I decided to apply for a cash advance via MidWestOne Bank. Found them on the net and the user reviews were great I have already applied twice and every time I was eligible very quickly. Very satisfied.
Lucie Pollich Sr.
They approve applicants immediately and transfer money the next day. But be careful – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!
Prof. Hailie Toy
Important
Above there is information about a precise lender. Below you can review common features of payday loans.
Payday Loans in Iowa City, Iowa
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to get in Iowa City, Iowa. The entire process is effortless. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit history can usually be an obstacle to getting a bank loan. A payday loan can save people who have low credit scores or have no credit history. But we remind you that as with any borrowing you should only think about applying for a cash advance if you are confident that you can make payments punctually.
To get approved for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and learn the definite cost of the loan immediately.
APR Calculator
Other Payday Lenders in Iowa City, Iowa
Great Southern Bank
3839 Indian Hills Dr, Sioux City, IA 51104, USA
+1 (712) 239-9867
locations.greatsouthernbank.com
U.S. Bank Branch
3738 Westown Pkwy, West Des Moines, IA 50266, USA
+1 (515) 224-4323
locations.usbank.com
Edward Jones - Financial Advisor: Perry A Overton, AAMS®
1207 S Marshall St, Boone, IA 50036, USA
+1 (515) 432-7127
www.edwardjones.com
Great Western Bank
501 Pioneer Ave, Oakland, IA 51560, USA
+1 (712) 482-6457
www.greatwesternbank.com
