Welcome to Our Online Loan Referral Service

3.7 3 reviews

525 Main St, Ames, IA 50010, USA
+1 (515) 232-8664
www.bankofthewest.com
Thursday
9:30AM–4PM
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St, Omaha, NE, 68154-5247, United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

[email protected]

+1.4029185727

Feedback about Bank of the West?

Here you see the feedback of our customers.

Great selection and outstanding service every time I stop in!

Bailee Keebler

Manager blamed the low offer on their computers pricing system.

Miss Joanny Jenkins

Good business there no problem at all I love bring stuff there and they fair

Carlo Ernser

Pay Attention

Above there are details about a definite lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Ames, Iowa

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

Payday loans in Ames, Iowa are issued hassle-free. The interest rate depends on the borrower's personal information: if you cover obligations for more payday loans, the more efficient terms and rates lenders offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Bank of the West help issue a payday loan in Ames, Iowa?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Ames, Iowa. The lending company will assess many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Ames, Iowa

ATM (Regions Bank)

510 A Ave, Vinton, IA 52349, USA

+1 (800) 734-4667

www.regions.com

Wells Fargo Bank

600 Chestnut St, Atlantic, IA 50022, USA

+1 (712) 243-1140

www.wellsfargo.com

Great Western Bank

120 S 68th St, West Des Moines, IA 50266, USA

+1 (515) 226-0800

www.greatwesternbank.com

Dupaco Community Credit Union

503 US-30, Carroll, IA 51401, USA

+1 (800) 373-7600

www.dupaco.com

ATM (Regions Bank)

2851 86th St, Urbandale, IA 50322, USA

+1 (800) 734-4667

www.regions.com

Edward Jones - Financial Advisor: Justin D Madsen, CFP®|AAMS®

414 Oskaloosa St, Pella, IA 50219, USA

+1 (641) 628-9038

www.edwardjones.com

Edward Jones - Financial Advisor: Brad Heyer

270 Hickman Rd, Waukee, IA 50263, USA

+1 (515) 987-0412

www.edwardjones.com

DuTrac Community Credit Union

1161 16th Ave SE, Dyersville, IA 52040, USA

+1 (563) 875-7604

www.dutrac.org

Fidelity Bank and Trust

475 Cedar Cross Rd, Dubuque, IA 52003, USA

+1 (563) 556-7700

www.bankfidelity.com

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