Welcome to Our Online Loan Referral Service

3.7 21 reviews

2546 Lincoln Way, Ames, IA 50014, USA
+1 (515) 292-2638
locations.usbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

What people think about U.S. Bank Branch?

Below you get acquainted with some of the opinions of our customers.

Close to campus and good service

Prof. Laurine Kulas

Will be closing the account and sticking with Wells Fargo as my main.

Mrs. Katelyn Barrows

Good customer service, never tried to get me into something I didn't want.

Jodie Pouros

Important

Above there is information about a precise company. Below you can see common features of payday loans.

Payday Loans in Ames, Iowa

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to access in Ames, Iowa. The entire process is hassle-free. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to clients with a bad credit rating. Payday loan approvals depend very much on other factors. They will check your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes a few seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Ames, Iowa

Siouxland Federal Credit Union

2920 Gordon Dr, Sioux City, IA 51105, USA

+1 (712) 266-8811

www.siouxlandfederalcu.com

Financial Literacy Council of Greater Hamilton County

501 Bank St, Webster City, IA 50595, USA

+1 (515) 835-0437

Edward Jones - Financial Advisor: Mark T Cahill, AAMS®

1128 6th St, Nevada, IA 50201, USA

+1 (515) 382-3041

www.edwardjones.com

Central Bank ATM

610 W 4th St, Storm Lake, IA 50588, USA

+1 (800) 383-8000

www.centralbankonline.com

MidWestOne Bank

202 Main St, Melbourne, IA 50162, USA

+1 (641) 482-3105

www.midwestone.bank

Dupaco Community Credit Union

1946 Schukei Rd, Waterloo, IA 50702, USA

+1 (800) 373-7600

www.dupaco.com

Home Trust & Savings Bank

628 Main St, Osage, IA 50461, USA

+1 (641) 732-3763

www.hometrustbank.com

F & M Bank

220 W Main St, Anamosa, IA 52205, USA

+1 (319) 462-6878

www.fmbankia.com

Edward Jones - Financial Advisor: Steve Koch, AAMS®

201 B E Tower Park Dr, Waterloo, IA 50701, USA

+1 (319) 232-4474

www.edwardjones.com

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