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What people think about United Bank of Iowa?
Below you find some of the reviews of our clients.
Used United Bank of Iowa for the second time. The company is honest. They always keep you informed on your loan. No cheating. You can always extend your loan. They are always there when I need extra cash.
Jailyn Gerhold
I applied for the first payday loan in my life, was approved immediately despite the fact that I had debts already. I repaid it early. Love this company for their affordable rates. Other lenders in my area charge sky high interest!
Rollin Bartell
I applied for a $1,000 cash advance when I needed money after dismissal from work. There simply was no other solution. I came across this website on the Internet. Other lender charged unbelievable rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I wanted.
Frederick Stroman PhD
I had problems with paying off my bank loan and was not sure I would get appoved for a loan with United Bank of Iowa . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $200 online. Fortunately I got accepted!!! They literally saved my life.
Elmira Beahan
Important
Below you can review general information about payday loans and their common features.
Payday Loans in Cleghorn, Iowa
A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans in Cleghorn, Iowa is are simple to get. The interest rate is individual for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a bad credit history. Payday loan approvals depend very much on specific aspects. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.
To get approved for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.
APR Calculator
Other Payday Lenders in Cleghorn, Iowa
North Iowa Community Credit Union
4063 4th St SW, Mason City, IA 50401, USA
+1 (641) 423-2281
www.niccu.com
World Trend Financial
221 3rd Ave SE Suite 215, Cedar Rapids, IA 52401, USA
+1 (319) 364-3041
www.worldtrendfps.com
Peoples Savings Bank
106 S 2nd St, Montezuma, IA 50171, USA
+1 (641) 623-5105
www.peoplesbankmonte.com
Edward Jones - Financial Advisor: Brock M Jacobson, CFP®|AAMS®
310 S Oak St # A, Iowa Falls, IA 50126, USA
+1 (641) 648-5783
www.edwardjones.com
Farm Credit Services of America
345 Fair Meadow Dr, Webster City, IA 50595, USA
+1 (515) 832-3435
www.fcsamerica.com
Centris Federal Credit Union ATM
518 E Broadway, Council Bluffs, IA 51503, USA
+1 (402) 334-7000
www.centrisfcu.org
