Welcome to Our Online Loan Referral Service

3.7 6 reviews

823 Wheeler St # 32, Ames, IA 50010, USA
+1 (515) 232-5060
www.esb1.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

2002-11-07

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, Iowa, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Exchange State Bank?

Below you read some of the opinions of our customers.

Don and Matt(and the other staff) made us feel very welcome in this bank.

Logan Kertzmann

Horrible "customer service" shown from this company.

Tessie Heathcote

We had a really great experience!!

Theodore Barrows

Important

The above-given information provides the details about a certain lending service. The information below is about common information about payday loans.

Payday Loans in Ames, Iowa

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to get in Ames, Iowa. The entire process is straightforward. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on specific aspects. They will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Ames, Iowa

U.S. Bank Branch

3738 Westown Pkwy, West Des Moines, IA 50266, USA

+1 (515) 224-4323

locations.usbank.com

Northwest Bank

1 N 6th St, Estherville, IA 51334, USA

+1 (712) 362-4400

www.nw.bank

Dupaco Community Credit Union

807 9th St SE, Dyersville, IA 52040, USA

+1 (800) 373-7600

www.dupaco.com

Cash Advance

Council Bluffs, IA 51501, USA

Viking State Bank & Trust

321 W Water St, Decorah, IA 52101, USA

+1 (563) 387-0191

www.vikingstatebank.com

Check `n Go

1702 W Broadway Ste 5, Council Bluffs, IA 51501, USA

+1 (515) 608-8213

locations.checkngo.com

Farmers State Bank

2501 4th St SW #4612, Mason City, IA 50401, USA

+1 (641) 424-3053

www.fsbbanks.com

Wells Fargo Bank

509 N Jefferson Way, Indianola, IA 50125, USA

+1 (515) 961-0593

www.wellsfargo.com

Cedar Valley Bank & Trust

321 Main St, La Porte City, IA 50651, USA

+1 (319) 342-2850

www.cedarvalleybank.com

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