Welcome to Our Online Loan Referral Service

3.7 6 reviews

823 Wheeler St # 32, Ames, IA 50010, USA
+1 (515) 232-5060
www.esb1.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

2002-11-07

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, Iowa, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Exchange State Bank?

Below you read some of the opinions of our customers.

Don and Matt(and the other staff) made us feel very welcome in this bank.

Logan Kertzmann

Horrible "customer service" shown from this company.

Tessie Heathcote

We had a really great experience!!

Theodore Barrows

Important

The above-given information provides the details about a certain lending service. The information below is about common information about payday loans.

Payday Loans in Ames, Iowa

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to get in Ames, Iowa. The entire process is straightforward. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on specific aspects. They will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Ames, Iowa

First Bank

201 W Broadway St, Eagle Grove, IA 50533, USA

+1 (515) 448-5111

www.firstiowa.bank

Gentry Finance

Sioux City, IA 51108, USA

+1 (712) 239-0939

Thrivent Financial - Chris Harris

2 Hawkeye Dr, North Liberty, IA 52317, USA

+1 (319) 626-4554

connect.thrivent.com

U.S. Bank Branch

501 Pierce St, Sioux City, IA 51101, USA

+1 (712) 277-1500

locations.usbank.com

Union State Bank

611 IA-92, Winterset, IA 50273, USA

+1 (515) 462-2161

www.usbiowa.com

Clinton National Bank

2350 Lincoln Way, Clinton, IA 52732, USA

+1 (563) 244-4104

www.clintonnational.com

Heartland Bank

200 E State St, Jefferson, IA 50129, USA

+1 (515) 386-2642

www.heartlandbanks.bank

Fidelity Bank & Trust

201 S Frederick Ave, Oelwein, IA 50662, USA

+1 (319) 283-2524

www.bankfidelity.com

Edward Jones - Financial Advisor: Matt Trueg

211 E San Marnan Dr, Waterloo, IA 50702, USA

+1 (319) 236-8546

www.edwardjones.com

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