Welcome to Our Online Loan Referral Service

4 2 reviews

405 Main St, Ames, IA 50010, USA
+1 (800) 872-2657
usbank.com
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank ATM - Ames?

Here you see the reviews of our clients.

Nice people. Always helpful. Also in loan and mortgage departments! They always have candy 🍭

Kory Wyman

They take care our business and personal banking, as well as our loans. No problems.

Clyde Stamm

Consistently the worst costumer service I’ve experienced at a bank.

Horacio Goodwin

Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Ames, Iowa

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Ames, Iowa is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a borrower will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank ATM - Ames help issue a loan in Ames, Iowa?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued day and night. The deposit will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Ames, Iowa. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Ames, Iowa

5 Star Community Credit Union

801 W Burlington Ave, West Burlington, IA 52655, USA

+1 (319) 752-0181

www.5starcu.org

Peoples Bank

1901 Morningside Ave, Sioux City, IA 51106, USA

+1 (712) 276-5333

www.peoples-ebank.com

Midstates Bank

300 Front St, Neola, IA 51559, USA

+1 (712) 485-2245

www.midstatesbank.com

GreenState Credit Union

585 W Penn St, North Liberty, IA 52317, USA

+1 (800) 397-3790

www.greenstate.org

Thrivent Financial- Todd Bicknese

602 Washington Ave, Iowa Falls, IA 50126, USA

+1 (641) 316-1072

connect.thrivent.com

Security National Bank

901 Pierce St, Sioux City, IA 51101, USA

+1 (712) 277-6500

www.snbonline.com

Community State Bank

115 Main St, Webb, IA 51366, USA

+1 (712) 838-4321

www.ecommunitybank.org

Exchange State Bank

104 Main St, Collins, IA 50055, USA

+1 (641) 385-2304

www.esb1.com

Houghton State Bank

407 Howland St, Emerson, IA 51533, USA

+1 (712) 824-7271

www.houghtonstatebank.com

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