Welcome to Our Online Loan Referral Service

2.3 3 reviews

109 W Main St, State Center, IA 50247, USA
+1 (641) 483-2505
www.centralstatebankia.com
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM

Domain Info

Created Date

2004-10-26

Mailing Address

409 W. Main St., State Center, IA, 50247, United States

Company Name

Judy Eggers

Central State Bank

Contact Data

[email protected]

+1.6414832505

+1.6414832851

What people think about Central State Bank?

Below you see some of the opinions of our clients.

Was invited to a wedding but was empty at that time. A friend recommended me to address Central State Bank. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had no credit. In general, The process was effortless.

Dr. Violet McCullough Sr.

I recommend Central State Bank to everyone who need extra cash. I’ve been using them for 5th time. Always exceptional service!

Vida Tromp DDS

Recently I needed $900 to cover medical bills. I decided to contact Central State Bank. They only approved me for $600 but the process itself was legit, and their rates were attractive.

Ryleigh Price PhD

Important

The previous three items charactirize a certain company. But below you can read general details about payday loans.

Payday Loans in State Center, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in State Center, Iowa. Loans from payday lenders can get you money same day. Your interest rate will depend on a few factors.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can often be an obstacle to obtaining a bank loan. A payday loan can save clients who have bad credit scores or have no credit score. But we recommend you that as with any debt you should only think about applying for a cash advance if you are assured that you can afford payments punctually.

To get accepted for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in State Center, Iowa

Iowa Prairie Bank

225 Floyd Ave N, Hinton, IA 51024, USA

+1 (712) 947-4323

www.iowapb.com

5 Star Community Credit Union

100 S Cherry St, Mt Pleasant, IA 52641, USA

+1 (319) 385-4914

www.5starcu.org

U.S. Bank Branch

926 Court Ave, Chariton, IA 50049, USA

+1 (641) 774-8066

locations.usbank.com

Telco Triad Community Credit Union

5500 Military Rd, Sioux City, IA 51109, USA

+1 (712) 277-2487

www.telcotriad.org

Hometown Cash Advance

2007 S Center St Ste B, Marshalltown, IA 50158, USA

+1 (641) 844-1100

Bank Iowa

604 Franklin St, Pella, IA 50219, USA

+1 (641) 628-1056

www.bankiowa.bank

Great Southern Bank

210 NE Delaware Ave, Ankeny, IA 50021, USA

+1 (515) 964-5626

locations.greatsouthernbank.com

Kwik Cash Pawn Kings

512 E Main St, Ottumwa, IA 52501, USA

+1 (641) 682-8195

Edward Jones - Financial Advisor: Jordan L Janson

330 W 6th St, Carroll, IA 51401, USA

+1 (712) 792-0800

www.edwardjones.com

Top